Programs by Sean
Credit Scoring 1-2-3
In this 2-hour program, veteran mortgage lender Sean Stephens reviews the basics credit, credit scores and its impact on your customer obtaining a mortgage. He’ll review various steps that your customer can take to improve their credit. As a veteran mortgage lender, Sean will also discuss the option your customer has should they have poor credit. 2 hours CE credit.
USDA 1-2-3 No Down Payment Simplified
The USDA Rural Housing Program can open up that path to homeownership and along with your pool of potential buyers. With 100% financing, fixed rates, and flexible credit qualifying this rural housing program is sought after by consumers and knowing the basics is critical for real estate professionals. This program provides the real estate professional with a deeper understanding of eligibility requirements, credit qualifications, how to finance closing costs, dispel common myths, and much more. You’ll learn the steps from A to Z on the USDA loan process and how to market the program along with the many benefits it offers to home buyers. 2 hours CE credit. (The USDA Rural Housing loan program is not available in all areas. If interested in offering this class please contact Sean Stephens Sean@MPLX.org and he will follow up to discuss eligibility for your areas.)
USDA & VA 100% Financing
In this 2-hour review, veteran mortgage lender Sean Stephens reviews the basics of VA and USDA financing. He’ll discuss WHO qualifies and which PROPERTIES qualify. You’ll learn how a credit score impacts the qualification of both of theses loans. You’ll also learn how to calculate the veteran’s home loan entitlement amount as well as help your customer determine if they are eligible for a USDA loan. 2 hours CE credit
USDA 1X Close No Down Payment
Construction to Permanent Loan
Can you build a new home with No Down Payment under the USDA program? What are the steps to building a new home with a USDA construction loan? We all know that it can be an exciting process to build and customize your new home, but it is also common for banks to require at least a 20% down payment. However, under the USDA Single-Close Construction to Permanent Loan there is No Down payment required and this course will provide Realtors with a deeper understanding of the USDA Construction process. As being one of the first Florida USDA Approved Lenders to offer this program, Sean Stephens with Metroplex Mortgage Services will walk you through the process step by step and provide another valuable way to help your clients despite the housing inventory challenges facing everyone. 2 hours CE credit
VA 1-2-3 by Sean Stephens
This program provides real estate professionals with everything they need to know about VA Loans for a expert lender’s perspective. From Eligibility and Entitlement to processing, credit qualifying and closing. You will leave well-armed to serve your next VA customer! 2 hours CE Credit.